The Nectar Credit Card

It’s just like a normal credit card‚ but better‚ as it gives you Nectar points everywhere you use it. Use the Card on the high street‚ online or even on holiday and you’ll collect points at a faster rate than ever before.

You can also double the points you collect at Nectar partners. Simply hand over your Nectar loyalty card and your new Nectar Credit Card at participating partners and you’ll collect up to 4 points for each £1 you spend1 plus double Nectar points for the first 3 months1.

The Nectar Credit Card comes with lots of benefits like:

	Great customer service
	A competitive interest rate
	24 hour card replacement
	Online fraud protection2
	Accepted at establishments worldwide

Our simple online application form takes around five minutes. All you need to hand are your bank/building society details and a Nectar account number. If you don’t have a Nectar account number‚ you can apply for one online now at www.nectar.com

Collect 5,000 Nectar bonus points. Apply Now.

1. If approved for the Nectar Credit Card you will receive 5,000 Nectar bonus points when the Card is used for the first time within 90 days from approval. Double points will be accrued everywhere you spend for the first 3 months of Cardmembership only. 4 points per £1 consists of collecting 2 points on your Nectar Credit Card and 2 points on your Nectar loyalty card at participating partners. Nectar points are not collected on Balance Transfers unless stated otherwise, Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange and Express Cash Transactions, interest, any spending in excess of your Credit Limit, charges for dishonoured cheques, late payment or Referral Charges and American Express Credit Card finance charges. American Express reserves the right to vary the Nectar points you collect from American Express on spending at any Nectar Partner.

2. When you use your Nectar Credit Card you will not be held responsible for unauthorised charges online.

3. American Express® may vary the APR, interest rates and other charges from time to time. The Nectar Credit Card interest rate for Cash Withdrawals is 25.9% p.a.(1.94% per month). We may offer you the opportunity to request Balance Transfer(s) from time to time - we will charge interest on all balances that result from Balance Transfer(s) at the standard rate of 1.46% per month, 18.9% per annum on a daily basis until the amount is fully repaid to us. For example we reserve the right to refuse any Balance Transfer requests including Balance Transfers from overdue accounts, exceeded Credit Limits, overdrafts, loans, HP agreements or any Amex accounts. We are not liable for any overdue payments or interest incurred. Payments to card companies will normally be made within 30 days from receipt of our statements and we will advise you when payment is made. We may charge a handling fee in relation to Balance Transfers. Any such handling fee will be 2% of the Balance Transferred.

All rewards items shown are available from nectar.com or through Nectar Rewards suppliers. Terms and conditions apply. Visit www.nectar.com for details. Correct at time of going to press.

When you use your Nectar Credit Card you will not be held responsible for unauthorised charges online. Applicants must be 18 years old or over. Approval subject to status, certain exclusions apply. Written details are available upon request. The Nectar Credit Card is issued by American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, UK. Registered in England and Wales with Number 1833139.